Who can use this offer?
- Eligibility
- UK applicants aged 18+; £15,000 annual income and credit approval requirements
- Spending or deposit
- Card purchases; borrowing costs may apply
Read the provider’s full terms and confirm your eligibility before applying.
How to claim the offer
Follow these steps only if the provider confirms the invitation and its current terms.
- Open the referral and review the card, eligibility and representative example.
- Check whether a welcome bonus is actually displayed for you before applying.
- If the card suits you and you are approved, use it for planned eligible purchases.
- Pay the statement balance in full to avoid purchase interest where applicable.
Important conditions
- The live page checked shows a representative 29.1% APR variable and no annual fee. Your approved rate and credit limit can differ.
- The older 15,000-Avios welcome offer and £2,000 spending condition were not confirmed on the current invitation and are not advertised here.
- Welcome-bonus eligibility can exclude people who held a personal American Express card in the previous 24 months.
- Avios are travel points, not cash. Approval is not guaranteed and accepting a card creates a credit-file entry.
Checks & provider information
- Last checked
- 18 Oct 2026
The exact referral page was checked on 18 October 2026. It confirms ongoing 1 Avios per £1, not the previously advertised 15,000-Avios welcome bonus.
American Express referral information
